One of the many things I really like about the banking system in Estonia is how well integrated it is with various other online systems.

In particular, I really like how, if I’m booking flights on Estonian Air, I can pay directly from my bank account rather than having to use a credit or debit card. At checkout I just select my bank, and get transferred to my normal internet banking system where, once I’ve cleared security, I get a pre-filled form for making a payment to the airline. Then as the transaction can happen in pretty much real-time (Yay for no clearing cycles), the airline can confirm my payment and complete the transaction straight-away.

Estonian life is full of little things like this that just Make Sense. In the UK there would be a million reasons given why you could never do something like this. Here they just make it happen.

Banking Integration

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